Toronto’s Real Estate Market – The Sky is Not Falling!

I am sure you are just as tired as I am about hearing how terrible the current state of the real estate market is in Toronto, but is it really that bad?

No, the sky is not falling but there is no doubt that the Toronto real estate market has been affected by the US economic slowdown and because of this consumer confidence has also been affected … and some realtors have had to look for a "real job. "

The economic downturn in the states has no doubt had an impact on our economy. We are seeing fewer transactions occurring, (4,120 resale transactions in Feb '09 compared to 6,015 in Feb '08 according to TREB). Along with a reduction in the number of transactions that have occurred, average prices have also come down in comparison to the same time last year. According to TREB, in central Toronto the average price has gone from $ 404,202 (Jan, 2008) to $ 343,632 (Jan, 2009). Homes are also sitting on the market on average longer than the same time last year but what did we really expect? Did we really think last years wacky market of multiple offers and inflated prices would survive another year?

What does this real estate market mean to a Buyer or Seller in Toronto?

This is great news for buyers! This market is a blessing for first time buyers or those wanting home ownership but just could not afford it in the past. The declining average prices and the unbelievably low interest rates are a great combination! It's a Buyers market, so Buyers take advantage of this opportunity … it's a great time to buy! For sellers this type of market means pricing right and putting in extra effort to make sure your property shows at its potential. In the peak of the market, properties could sell the day they were put up for sale, now properties sit for longer but will still sell if priced right.

As we know, the real estate market is seasonal. As the spring market approaches all ready there is more activity in the city core than in the previous month. Just last week I was apart of two multiple offer situations in North York. Generally speaking the Toronto Real estate market tends to pick up in late spring and then begins its descend in July. The Canadian Mortgage and Housing Commission is forecasting that Toronto will see its 6th or 7th best year in history. They are hiring for 75,000 sales in 2009. The next few months will be a great indicator of the state of the Toronto Real estate market. I guess we'll just have to wait and see.

Girls Jewelry Boxes Can Play an Important Role in the Life of a Young Child

Jewelry boxes are best known for simply holding and displaying our favorite semi valuable and valuable fashion accessories. However to a young girl, these simple containers can play a much more important role. They can help in the development of self esteem and become a valuable tool in learning the lesson of responsibility.

Adults usually view factors such as capacity, durability, and even jewelry preservation as highly important while making a jewelry box purchase selection. While these may be vital to the care and security of heirlooms, precious silver, gold, and diamonds, when choosing young girls jewelry boxes, the priorities are much different.

Chances are, protecting the quality and value of the jewelry contained in your child's collection is not a substantive cause of concern. That does not mean that there is no need for critical thought when it comes to picking out girls jewelry boxes, or that there is any less of an attachment held by your child for their precious articles than you hold for yours.

Young girls love to show off their jewelry, even if it came from a gum ball machine, and probably attach a personal value on it comparable to all of the gold in Fort Knox. Purchasing a jewelry box that does not allow for this creative and visual expression jacket can be a big mistake, as showcasing items is a great way for a young child to increase personal self esteem through ownership, as well as a source for learning the responsibility it takes to care for their very own personal property.

A girls jewelry box can often be a center of pride for a young girl, and while deciding between girls jewelry boxes, knowing this can greatly improve your chances of selecting one that will be a big hit with both the adults and young girls.

While grown ups tend to treat jewelry storage as an exercise in, or even overt practicability, girls jewelry boxes more often than not embrace the trendy, the cheerful, and the fun. But do not let that fool you, girls jewelry boxes are prized possessions of their little owners.

Even if the net worth of your child's costume and faux gems might not exceed the cost of a fast food meal, every girls jewelry box needs to come with a lock and key. Young girls love their accessories, and this makes it a lot easier to use their personal jewelry collection to help instill in the organizational skills and the proper care of personal items that will be essential as the grow older.

Flat Motorcycle Tires – Roll Hard!

Motorcycles with flat tires. . . roll hard! If your motorcycle is cruising along at 55 mph and your rear motorcycle tire suddenly deflates [has a blow out!] You now have a tremendously dangerous challenge ahead of you. Aviding other vehicles, controlling the steering, a swaying rear-end making everything unstable makes for a sizable victory when you roll off the side of the road and come to a stop. Congratulations, job well done! More riders than not end in an accident or something worse. All because of their motorcycle tires. Who knows your thoughts if it is the front tire to blow? You better be prayed up.

We all want a sharp looking bike. Once you select your make and model, your interest is on chrome, color, accessories, personal appearance, dress etc. but let us not forget about the importance of the rubber motorcycle tires that get us around. Frame, structure and engine all work together and hopefully are worry free for years. Motorcycle tires keep moving and we need to often watch for wear and safety.

There are two critical places that motorcycles need to be checked before each ride or at least once a month. Both are easy to do and both are many times overlooked. One area is brake fluid. If the pedal is mushy, bleed the lines or have someone else do it. Two, motorcycle tires need to be inspected. Why do we forget these?

Our safety depends on it. We trust our life to the two motorcycle tires under us that have at best two patches of rubber in contact with the ground the size of our two hands at any given moment. Move that along at 55 mph or even at 15 mph and each of the motorcycle tires is taking on a serious responsibility. The attention and care we offer towards our motorcycle tires can help us tremendously with our safety and enjoyment of biking.

Here are some areas where things can go wrong with your motorcycle tires:

– Tire Pressure: Under-inflation may cause uneven wear, loss of control [stability], wears the motorcycle tires out faster and increases the chances of the motorcycle tires failure. Over-inflation allows motorcycle tires to heat up, limit traction [although a slight 10% over-inflation may actually increase traction in wet conditions] and affects the wear. To correct these, use a good tire gauge and check the motorcycle tires when it is cool. Keep the motorcycle tires pressure at the recommended PSI.

– Fluids: Brake fluid, gas and lube spills need to be cleaned immediately. It deteriorates the rubber. Many of the cleaner protectors used on motorcycle tires harm the finish rubber. The best way to clean is to use old-fashioned soap and water.

– Bumps: Potholes, curbs and stones may slash or crack the tire. Look for any problem.

– Accelerated wear: Everyday use may be a potential hazard. Spinning motorcycle tires on take off or holding the brake on emergency stops need to be checked.

– Nails, screws etc .: It is better to find them before you ride than to discover these nuisances 20 minutes down the road. Motorcycle tires that use a tube may "pop" from a nail / screw or sharp object, where a tubeless tire may have the nail / screw actually plug the hole they created which gives you a little more time for repairs.

– Valve stems: Make sure the cap is on. It helps to protect the valve stem from leaking air and protects the stem valve from opening by centrifugal force and leaking air at higher speeds. When you use motorcycle tires with tubes, the valve stem should be straight out. If it is on a slant, the tire has been under-inflated and the tube has moved around the rim. Often this damages the tube and creates a leak.

– Tire weights: Weights need to be firmly fixed to the rim. If they fall off it will throw the tire out of balance and cause uneven wear.

– Rim: Cracked or deferred rims are potential problems. You may want to replace wire fired wheels when they became damaged with a cast or billet wheel that uses tubeless tires. Check with your dealer on this.

– Worn / torn: Thin tread is easier to detect. Flat wear is due to leaning very little and driving mostly in a straight line, resulting in a ridge at the edge of the flattened middle of the tire. This causes motorcycle tires to become unstable in a leaning turn. It wants to warble. The tire may have more wear but it should be replaced. [It is good to replace both front tire and rear tire at the same time.] Sidewall punctures, cracking, cord separation are an alert.

– Tread: Check the grooves called "sipes" making sure that the tread is still sufficient. The lack of having tread affects the cooling of the tire when in use, wear, stability, traction and can cause hydroplaning on wet roads.

When doing your inspection of motorcycle tires get a friend to roll the bike while you check the tread and sidewalls. You may need to get a work stand if alone. Obstacles to having a good inspection are long pipes, saddlebags, fenders etc. making it hard to see the rear tire. Front motorcycle tires are a bit easier to examine. This sounds like a lot but it goes quickly and is easy to do. Make it a habit to check your motorcycle tires frequently.

Some miscellaneous information you need to know. You will have better handling and get more out your motorcycles tires when you keep the rear tire aligned and balanced. Consider having this looked at approximately every1000 miles. Be careful when you have new motorcycle tires it takes the first couple of rides to get traction working well.

So! Happy riding and remembering to check your motorcycle tires often.

My First Diet Program for Fast Weight Loss and Fat Burning to Lose Weight

My first diet program for fast weight loss and fat burning was copied from my sister. She lost a lot of weight, and I did not like the way I looked and thought I would feel better by shedding some extra fat.

Like any dieter, the only information I knew about was "calories." At the time, my sister was telling me that calories caused body fat to accumulate. Being young and naive, I set out to rid myself of calories. I stopped eating, save for an egg and one piece of toast for breakfast, nothing for lunch, and salad and chicken for dinner. I quickly lost 13 pounds.

I felt great when I could fit into clothes that were previously too snug, but became exhausted and just damn irritable and mean. The diet ceased being a diet when I broke down and obliterated myself with an unending stream of food: cookies, ice cream, cake, pizza, etc. – all in a period of six hours.

I felt so mad, discouraged, and upset after that. Instead of getting right back on the diet that was different, but still accomplishing what I wanted, I earned 15 pounds in a few weeks by eating relatively normal. Now, 2 pounds fatter than when I started my first diet, I began to strategize.

I needed a new diet – a better one. Everywhere I looked from the newspaper to magazines, to the library and book stores, I found plenty on the confusing topic of weight loss. I purchased all of it. I read everything. I reasoned I would absorb and digest every bit of info out there on dieting and become an authority!

Surely, if I read everything available relating to the subject of weight loss, I could figure out or find the best diets and disregard the bad ones. Well, in doing so, I became more confused, as I'm sure many of you are right now.